Starting now, if you’re a customer of our bank, you can purchase home insurance through BT Pay—100%digitally—even if you don’t have a mortgage with BT. The policy is issued by Groupama, and you can get it quickly by following a few simple steps in the app.
You can purchase home insurance for your own home in Romania or for another person’s property, also located in Romania. It’s a simple way to protect your home or to give someone else a very welcome “gift.”
Comprehensive coverage for your home and belongings
- The insurance covers the most common risks that can affect your home, your personal property, and any damage caused to others.
- You can add optional coverage, such as insurance for electrical, electronic, and home appliances to cover electrical damage, emergency technical assistance, or insurance for heating systems.
- The cost of insurance is customized and calculated based on the property's characteristics and the coverage selected.
- You can pay in full, or in 6 or 12 installments, if you use a Star BT shopping card.
- The policy is valid for 1 year.
For more details about this product, visit the BT Blog and read the article “Why It’s Worth Having Home Insurance and When It Can Help You.”
Fires: The Main Risk
- Only 18% of homes in Romania have voluntary insurance.
- Fires are the primary risk, causing significant losses for homeowners. Eight of the ten largest claims paid out in the first nine months of 2025 were for fire damage, totaling over 1.3 million euros (approximately 6.9 million lei), according to the National Union of Insurance and Reinsurance Companies in Romania.
Did you know?
- Romania ranks first in the European Union in terms of home ownership, with approximately 94% of Romanians owning an apartment or a house, according to Eurostat (2025).
- In the European Union, over the past ten years, housing prices have risen by nearly 65%, and rents by about 22%.
With the insurance available on BT Pay, you can protect your home no matter where you are in the world. One simple step in the app, a big boost to your peace of mind.
