A little more
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THE MACROZONE
On your tongue, about the indicators that move the economy: from GDP to investment and EU funds.
News from home
Keep up to date with what matters to you - simple banking, wherever you are in the world. News, How To, Resources, Human Banking.
Finance for everyone
FIT is BT's financial education program which aims to explain money-related terms and expressions in a way that everyone can understand.
Send money on the spot
Open an online account directly from BT Pay and use it on the go, wherever you are. Send money home, pay bills or save money quickly and easily. What's more, you get ZERO account and card opening and administration fees.
EVERYTHING FROM BT PAY
School, trips, new clothes... or whatever's on your wishlist. It's good to have money set aside just in case. With a savings account you can have it all and stay relaxed. You'll also get progressive interest that you earn monthly, depending on how much you have in your account.
EVERYTHING FROM BT PAY
With a term deposit you save at your own pace: you choose the period of the deposit, fixed interest for the whole period, ZERO fee on termination and you can rename it whatever you want (e.g., Vacation at the seaside)
EVERYTHING FROM BT PAY
How to save money more easily? While you shop, with Round Up. Every time you make a payment, we automatically round up the amount to a rounding multiple of your choice (1, 5 or 10 lei) and the difference goes directly into your Round Up savings account, which also earns interest.
EVERYTHING FROM BT PAY
School, trips, new clothes... or whatever's on your wishlist. It's good to have money set aside just in case. With a savings account you can have it all and stay relaxed. You'll also get progressive interest that you earn monthly, depending on how much you have in your account.
With BT Pay, your money can do more than just sit in your account. You can invest directly from the app in 14 funds, simply and quickly. Start small without being a financial expert.
The apartment of your dreams, a spacious home or an eco-friendly building. Choose the mortgage that's right for you, depending on your plans.
BANK OF ROMANIANS ABROAD
Banking is about people and trust. Every one of our more than 700,000 overseas customers is a story about courage, and we at BT believe in courage. And we also believe that through banking, a small part of Romania is always with you, in your wallet.
Money security and data privacy are essential for us. Online banking comes with advantages, but also risks. Are you vigilant enough and do you know how to protect yourself from fraud?
We've prepared 2 fast transfer methods for you. 😊
❶ If you want to send money abroad, you can opt to:
➤ platform BT24 Internet Banking: log in with your details and then access the "Transfer" ➭ section "Payments" ➭ option "Currency payment";
➤ coming to any BT unit with your identity card.
❷ And if you want to make a quick transfer anywhere in the country, you can opt for:
➤ BT Pay appwhich you can download for free from Google Play and App Store. Once you enroll your card in the app, select the "Transfer money" ➭ "Send"* option;
➤ platform BT24 Mobile Bankingby going to "Payments" ➭"Send money" ➭"To someone else (currency payment)".
* If this is your first time, don't worry! The process of sending money via BT Payis extremely simple! 😉
➤ if you make a transfer in euro in the SEPA area*, the money arrives within 48 hours / 2 working days maximum;
➤ and if the transfer is in another currency or outside SEPA*, the money will arrive in 3-5 working days.
*Statesincluded in the SEPA area can be grouped into three categories to make them easier to find:
EURO area countries | Non-EURO area countries | Member States S.E.E. / E.E.A** |
Austria | Bulgaria | Switzerland |
Belgium | Denmark | Iceland |
Cyprus | Latvia | Liechtenstein |
Croatia | Lithuania | Monaco |
Estonia | United Kingdom | Norway |
Finland | Poland | - |
France | Czech Republic | - |
Germany | Romania | - |
Greece | Slovakia | - |
Ireland | Sweden | - |
Italy | Hungary | - |
Luxembourg | - | - |
Malta | - | - |
Netherlands | - | - |
Portugal | - | - |
Slovenia | - | - |
Spain | - | - |
**EEA= European Economic Area
If you change your physical card you will need to delete your existing card from BT Pay and enroll the new one in the app.
If you already have the new card and want to add it to the app, please see the question "How do I enroll a card in BT Pay?". 🤩
Each of us can make any operations through our own account. But, indeed, there are situations when you are not able to do it personally or you may want to have access to the account for someone close to you (spouse/partner/partner etc.) 😉 😉
In these situations, you can give people close to you the right to carry out various operations on your account. To make this possible, you can do this in any BT establishmentand the person close to you that you want to give access to your account. It is important that you have your identity papers with you! 💳
If you are still unable to go to the bank in person, then you can go to the notary and make a power of attorney naming the person you are authorizing to apply for account operating rights on your behalf, the person for whom you are granting these rights and listing them. For example: to withdraw money, make transfers and payments, etc.
So you no longer have to come to the bank, instead, the person you have nominated in the power of attorney will come to make the application on your behalf, together with the person to whom you grant the operating rights, also with the identity documents. And if it's the same person, it's even simpler.
Steps to enroll in Mastercard ID Check are as follows:
❶ Once you choose the product / service you want to pay for, you need to enter your card details when paying online:
➤ card number;
➤ expiration date;
Merchants displaying the "Verified by Visa" and "MasterCard ID Check" logos will additionally display a page asking you to enter a password. 👀
❷ The ID Check password has been replaced by a dynamic password (OTP-one time password), different for each online transaction, which you will receive by SMS;
❸ The payment will be completed quickly after password verification.
🆕 You can now confirm any online payment directly from your phone using your fingerprint or phone unlock method via BT Pay. This will make any online transaction secure. 🔥
It takes as little as listening to two songs to open a BT account with BT Pay - access your account and card on the go and enjoy banking, straight from your phone.
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