How do you open a bank account with BT in Romania if you live outside the country?
If you live abroad but want to stay close to your loved ones in Romania, the good news is that you don’t have to come back to the country to open a bank account with BT. You can open an account 100% online, directly through BT Pay, no matter where you are.
The process takes 7–10 minutes and can be done right from your phone, without having to visit the bank.
Banking on the go, right from your phone
The process is designed to be as simple and quick as possible:
- Everything is done 100% online
- It takes about 7–10 minutes
- It is available 24/7
- No need for a video call or to come to a BT location
All you need is a phone and a few spare minutes—about the time it takes to listen to two songs you like. 😊 You just need to be a Romanian resident (meaning you have a valid Romanian ID card), be at least 18 years old, and have a phone with a valid phone number—the good news is that it can be either a Romanian number or an international number.
And… what happens after you complete the process and open your BT Pay account? You can start usingBT Pay right away and enjoy banking directly from your phone—meaning you can do whatever you want.
- You have a digital card issued automatically within the app, and you can manage your money in real time
- NO fees for opening and maintaining the account and card
- You're always in control: pay your bills in Romania—gas, electricity, phone, etc.
💸 Payments and transfers
- Zero-fee transfers between BT Pay users, in lei or other currencies. Plus, you can open accounts in 14 currencies.
- Pay by card with no fees, online and in stores
- Send money quickly using a phone number to your loved ones who already have BT Pay, or via IBAN. You can send money via IBAN in any currency in which you have accounts (using the “Foreign Currency Payment” option in the “Accounts” section)
📲 Cards and flexibility
- Virtual cards in lei, euros, and dollars, featuring the coolest animated designs
- You can add cards issued by other banks or fintech companies abroad to BT Pay and top up your account
- The physical card can be delivered free of charge by courier to: Italy, Spain, Germany, the United Kingdom, and the Republic of Moldova.
💰 Savings
- Savings accounts in lei or euros
- Term deposits in lei, euros, or dollars
If you live abroad and don’t yet have a BT account (or maybe you have loved ones who are in this situation 👀), we’re happy to let you know that you can get up to 100 euros in cashback if you open a 100% online account through BT Pay, apply on the campaign page, and make payments with your euro card. Check it out! 💰
If you have any issues or questions, we offer dedicated support: a call center for Romanians living abroad ☎️+40 264 303 003
Join Romania’s largest banking community! ✨
