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    5% cashback for Romanians living abroad who open an account with BT through the BT Pay app

    February 10, 2026 Author Laura Petrehuș Reading time 3:00 minutes

    5% cashback for Romanians living abroad who open an account with BT through the BT Pay app

    For many Romanians, home is more than just an address. It means people, customs, the language they think in. Why shouldn't home also mean your bank? Your home bank.

    We are launching a campaign for Romanians living abroad who remain connected to Romania and want to become customers of Banca Transilvania in a simple, fast, and 100% online manner.

    To join the campaign: 

    • Open a BT account in lei through the BT Pay app by March 9, 2026.

    • Use the BT card in euros, issued as part of the campaign, for purchases anywhere in the world, except Romania, both in physical stores and online. These must be made within three months of opening the account with our bank (until March 31, 2026).

    • Visit the BT Diaspora website and fill out the registration form. If you are among the first 2,000 people to register and have opened an account with BT Pay, you will receive 5% cashback (up to €100) on the value of your purchases.

    BT Pay, step by step:

    • Download the app, create an account, and get a card
      You can find the app on Google Play, the App Store, or the Huawei App Gallery. In just a few minutes, you can open a BT account directly from the app and instantly receive a debit card in lei (digital), ready to use. Because it is useful for you, but also to be part of the campaign, you need to issue a BT card in euros through the app as well—we have several options, which you can see here.

    • You can receive the physical card anywhere in the world
      If you also need a physical card, request it in BT Pay, fill in the delivery address, and we will send you the physical card. Yes, the card will be sent to you anywhere in the world. This is, of course, the BT card in lei or euros, which is not only available in digital form.

    • You can also add cards from other countries
      In BT Pay, you can enroll cards issued by other banks or fintechs from other countries.

    • Top up your card easily
      You can transfer money to your BT account directly from the app, from any card enrolled in BT Pay, whether it was issued abroad or in Romania.

    • Most services are free of charge
      Transfers in other currencies or in lei between people using BT Pay are commission-free, as are card payments – digital or physical – in Romania or abroad.

    More than just an app: connecting with home

    BT Pay helps you stay connected with your family and friends in Romania, send and receive money quickly, and manage everything directly on your phone—pay bills, check transactions, exchange currencies. You can manage everything remotely without depending on BT's schedule or time zone differences. In addition, you have a Romanian card that you can use anywhere in the world, but also at home when you return to the country.

    BT Pay and the campaign we have launched are our way of staying close to Romanians everywhere and offering them the best possible experience in their relationship with BT.

    Would you like to talk... at home? We're here 😊.

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    Banca Transilvania does not provide any guarantee regarding the answers provided by this service.

    AI Search provides answers algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot be held responsible for the content provided.

    AI Search does not provide answers to personalized questions, so by using AI Search you agree not to provide and not to enter any personal data or other confidential information in the messages/questions you submit. In case you do not comply with this obligation, by inserting personal data/confidential information into AI Search, you consent to the processing of such data for the purpose of providing the service (answers to the questions you submit), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will be disclosed only to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in termination of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consultation with human experts or professionals specializing in the field. Users should not rely on the information provided by AI Search for decision making.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

    BT AI Chat
    The system is experiencing problems. Try again a little later.
    Intreb BT logo
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search tips
    Powered by Azure OpenAI GPT-5
    AI Search provides automatically generated responses using GPT-5 technology and an advanced agent orchestration mechanism. Responses may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for the use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project—currently in beta—that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

    AI Search is trained to answer questions that relate exclusively to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and should be used for information purposes only. The Service may sometimes provide inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter any personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    By accessing and using the service you accept these terms and conditions without reservation. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee regarding the answers provided by this service.

    AI Search provides answers algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot be held responsible for the content provided.

    AI Search does not provide answers to personalized questions, so by using AI Search you agree not to provide and not to enter any personal data or other confidential information in the messages/questions you submit. In case you do not comply with this obligation, by inserting personal data/confidential information into AI Search, you consent to the processing of such data for the purpose of providing the service (answers to the questions you submit), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will be disclosed only to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in termination of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consultation with human experts or professionals specializing in the field. Users should not rely on the information provided by AI Search for decision making.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.